/**
 * SLA360 Chit Funds - Home Page Layout
 * Chit fund focused design
 */

/* Hero - Chit Fund Focused */
.home-hero-chit {
  background: linear-gradient(135deg, #020847 0%, #0066CC 70%, #004499 100%);
  min-height: 85vh;
  display: flex;
  align-items: center;
  padding: 80px 0 60px;
  position: relative;
  overflow: hidden;
}
.home-hero-chit::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100"><circle cx="50" cy="50" r="40" fill="none" stroke="rgba(255,255,255,0.03)" stroke-width="1"/></svg>') repeat;
  opacity: 0.5;
}
.home-hero-chit .hero-content {
  position: relative;
  z-index: 2;
}
.home-hero-chit h1 {
  font-size: 48px;
  font-weight: 700;
  color: #fff;
  line-height: 1.2;
  margin-bottom: 20px;
}
.home-hero-chit h1 .highlight {
  color: #FF6600;
  font-style: italic;
}
.home-hero-chit .hero-subtitle {
  font-size: 20px;
  color: rgba(255,255,255,0.9);
  font-weight: 400;
  margin-bottom: 35px;
  max-width: 600px;
}
.home-hero-chit .hero-buttons .btn {
  padding: 14px 32px;
  font-size: 16px;
  font-weight: 600;
  border-radius: 50px;
  margin-right: 15px;
  margin-bottom: 10px;
  transition: all 0.3s;
}
.home-hero-chit .hero-buttons .btn-primary {
  background: #FF6600;
  border-color: #FF6600;
}
.home-hero-chit .hero-buttons .btn-primary:hover {
  background: #ff8533;
  border-color: #ff8533;
  transform: translateY(-2px);
}
.home-hero-chit .hero-buttons .btn-outline {
  background: transparent;
  border: 2px solid #fff;
  color: #fff;
}
.home-hero-chit .hero-buttons .btn-outline:hover {
  background: #fff;
  color: #020847;
  transform: translateY(-2px);
}
@media (max-width: 768px) {
  .home-hero-chit h1 { font-size: 32px; }
  .home-hero-chit .hero-subtitle { font-size: 16px; }
}

/* Why Chit Funds Section */
.why-chitfund-section {
  padding: 80px 0;
  background: #f8f9fa;
}
.why-chitfund-section .section-head {
  text-align: center;
  margin-bottom: 50px;
}
.why-chitfund-section .section-head h2 {
  font-size: 36px;
  color: #020847;
  font-weight: 700;
  margin-bottom: 15px;
}
.why-chitfund-section .section-head p {
  color: #666;
  font-size: 17px;
  max-width: 600px;
  margin: 0 auto;
}
.why-chitfund-section .benefit-card {
  background: #fff;
  border-radius: 12px;
  padding: 35px 25px;
  text-align: center;
  height: 100%;
  box-shadow: 0 5px 25px rgba(0,0,0,0.06);
  transition: all 0.3s;
  border: 1px solid #eee;
}
.why-chitfund-section .benefit-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 15px 40px rgba(2,8,71,0.12);
  border-color: #0066CC;
}
.why-chitfund-section .benefit-card .icon-wrap {
  width: 70px;
  height: 70px;
  border-radius: 50%;
  background: linear-gradient(135deg, #020847 0%, #0066CC 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
}
.why-chitfund-section .benefit-card .icon-wrap i {
  font-size: 28px;
  color: #fff;
}
.why-chitfund-section .benefit-card h4 {
  font-size: 20px;
  color: #020847;
  font-weight: 600;
  margin-bottom: 12px;
}
.why-chitfund-section .benefit-card p {
  color: #666;
  font-size: 14px;
  line-height: 1.7;
}
@media (max-width: 768px) {
  .why-chitfund-section { padding: 50px 0; }
}

/* How It Works */
.how-chitfund-section {
  padding: 80px 0;
  background: #fff;
}
.how-chitfund-section .section-head h2 {
  color: #020847;
  font-size: 36px;
  font-weight: 700;
}
.how-chitfund-section .step-card {
  text-align: center;
  padding: 30px 20px;
}
.how-chitfund-section .step-num {
  width: 50px;
  height: 50px;
  background: #FF6600;
  color: #fff;
  border-radius: 50%;
  font-size: 22px;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
}
.how-chitfund-section .step-card h5 {
  font-size: 18px;
  color: #020847;
  font-weight: 600;
  margin-bottom: 10px;
}
.how-chitfund-section .step-card p {
  color: #666;
  font-size: 14px;
  line-height: 1.6;
}

/* Featured Chit CTA */
.cta-chit-section {
  padding: 70px 0;
  background: linear-gradient(135deg, #020847 0%, #0066CC 100%);
  text-align: center;
}
.cta-chit-section h2 {
  color: #fff;
  font-size: 32px;
  font-weight: 700;
  margin-bottom: 15px;
}
.cta-chit-section p {
  color: rgba(255,255,255,0.9);
  font-size: 18px;
  margin-bottom: 30px;
}
.cta-chit-section .btn {
  padding: 16px 40px;
  font-size: 18px;
  font-weight: 600;
  border-radius: 50px;
  background: #FF6600;
  border-color: #FF6600;
}
.cta-chit-section .btn:hover {
  background: #ff8533;
  border-color: #ff8533;
  transform: translateY(-2px);
}
.cta-chit-section .btn-wrap {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 15px;
}
.cta-chit-section .btn-wrap .or-text {
  color: rgba(255,255,255,0.8);
  font-size: 16px;
}
.cta-chit-section .btn-outline-light {
  background: transparent;
  border: 2px solid #fff;
  color: #fff;
}
.cta-chit-section .btn-outline-light:hover {
  background: #fff;
  color: #020847;
  border-color: #fff;
}

/* About Chit Section */
.about-chit-section {
  padding: 80px 0;
  background: #f8f9fa;
}
.about-chit-section h2 {
  color: #020847;
  font-size: 36px;
  font-weight: 700;
  margin-bottom: 25px;
}
.about-chit-section .text p {
  color: #555;
  font-size: 16px;
  line-height: 1.8;
  margin-bottom: 15px;
}
.about-chit-section .chit-features {
  list-style: none;
  padding: 0;
  margin: 25px 0 0;
}
.about-chit-section .chit-features li {
  padding: 14px 0 14px 45px;
  position: relative;
  color: #333;
  font-size: 16px;
}
.about-chit-section .chit-features li::before {
  content: '\f00c';
  font-family: 'FontAwesome';
  position: absolute;
  left: 0;
  color: #0066CC;
  font-size: 18px;
  font-weight: bold;
}
.about-chit-section .about-img {
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 15px 40px rgba(0,0,0,0.1);
}

/* Services Grid - Chit First */
.services-chit-section {
  padding: 80px 0;
}
.services-chit-section .section-head {
  text-align: center;
  margin-bottom: 50px;
}
.services-chit-section .section-head h2 {
  color: #020847;
  font-size: 36px;
  font-weight: 700;
}
.services-chit-section .service-card {
  background: #fff;
  border-radius: 12px;
  padding: 35px 28px;
  height: 100%;
  border: 1px solid #eee;
  transition: all 0.3s;
  border-left: 4px solid #0066CC;
}
.services-chit-section .service-card.chit-featured {
  border-left-color: #FF6600;
  box-shadow: 0 8px 30px rgba(255,102,0,0.15);
}
.services-chit-section .service-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 15px 40px rgba(0,0,0,0.08);
}
.services-chit-section .service-card .icon-box {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, #020847 0%, #0066CC 100%);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}
.services-chit-section .service-card.chit-featured .icon-box {
  background: linear-gradient(135deg, #FF6600 0%, #ff8533 100%);
}
.services-chit-section .service-card .icon-box i {
  font-size: 24px;
  color: #fff;
}
.services-chit-section .service-card h5 {
  font-size: 20px;
  color: #020847;
  font-weight: 600;
  margin-bottom: 12px;
}
.services-chit-section .service-card p {
  color: #666;
  font-size: 14px;
  line-height: 1.7;
}
.plans-list-section .plan-card .btn {
  background: #0066CC;
  border-color: #0066CC;
  color: #fff;
  font-size: 14px;
}
.plans-list-section .plan-card .btn:hover {
  background: #FF6600;
  border-color: #FF6600;
  color: #fff;
}

/* Testimonials Chit */
.testimonial-chit-section {
  padding: 80px 0;
  background: #f8f9fa;
}
.testimonial-chit-section .section-head h2 {
  color: #020847;
  font-size: 36px;
  font-weight: 700;
}
.testimonial-chit-section .testimonial-card {
  background: #fff;
  padding: 35px 30px;
  border-radius: 12px;
  box-shadow: 0 5px 25px rgba(0,0,0,0.06);
  border-left: 4px solid #0066CC;
}
.testimonial-chit-section .testimonial-card .quote {
  font-size: 18px;
  color: #333;
  font-style: italic;
  line-height: 1.7;
  margin-bottom: 20px;
}
.testimonial-chit-section .testimonial-card .author {
  font-weight: 600;
  color: #020847;
  font-size: 16px;
}